{
  "format": "numbrite-cashflow",
  "version": 1,
  "records": [
    {
      "month": "2026-10",
      "currency": "MYR",
      "scope": "essential",
      "coverMonths": 6,
      "salary": 4000,
      "otherIncome": 0,
      "housing": 1200,
      "food": 600,
      "utilities": 200,
      "transport": 300,
      "health": 100,
      "debt": 200,
      "otherEssential": 0,
      "optional": 200,
      "liquid": 3000,
      "contribution": 500
    }
  ]
}