{
  "format": "numbrite-bill-reserves",
  "version": 1,
  "currency": "MYR",
  "payday": 28,
  "bills": [
    {
      "id": "annual",
      "name": "Annual service alternative / 年缴方案",
      "amount": 120000,
      "reserved": 0,
      "due": "2026-11-01",
      "anchor": 1,
      "interval": 12
    }
  ],
  "payments": []
}